Check for device updates before purchasing

Computers, tablets, and smartphones with outdated software are vulnerable. While waiting for a 10-minute iPhone update may not be desirable, it helps keep you safe. Hackers often exploit vulnerabilities in device operating systems, so make sure to install all updates before starting your online shopping.

Do not visit websites via links in emails

Yes, typing «makeup.com» instead of clicking a link in an email might seem annoying. However, the number of phishing attacks peaks during this season. Clicking on a link can trigger the automatic download of malicious software. Therefore, visit websites directly. Save the necessary sites as bookmarks in your browser — it’s safer than following text or email links.

Whenever possible, use wallet apps if available

Every time you enter your card details on a website, you put yourself at risk, especially on a site that’s new to you. Whenever possible, use wallet apps or PayPal. This allows you to avoid entering your card details directly on the website. Instead, your data is stored securely within the wallet service (Apple Pay, Google Pay, PayPal, etc.), rather than with the seller.

Delete saved payment cards after making a purchase

Many websites automatically save your payment card details. This is unsafe. While it’s convenient for future purchases, it also increases the risks. If a hacker gains access to your device or account, they could make unauthorized purchases. Additionally, there’s the risk of data breaches, which can expose customers’ sensitive payment information. The fewer databases that store your payment details, the better for your security. After completing a purchase, immediately delete the card from the site. This can usually be done in the account settings.

Check if the website uses HTTPS

Websites that use HTTPS ensure encryption of the data transmitted through the site, such as your name, address, and payment information. Never make purchases on websites that do not have HTTPS in the address bar. An additional indicator is the padlock icon before the website address.

Check the website URL

We all occasionally make mistakes when typing, especially on small smartphone screens. One typo can lead you to a fake website (e.g., Amazonn(dot)com). Hackers purchase domains similar to legitimate ones and create fake websites to trick users. Always double-check that you’ve entered the address correctly before starting your shopping.

Never shop online over public Wi-Fi

When you connect to public Wi-Fi, you expose your data to third parties. Hackers actively exploit popular public Wi-Fi hotspots, especially during the holiday shopping season. They can monitor the activity of devices connected to the same network, gaining access to passwords and payment information. Avoid using public Wi-Fi to shop online. Instead, turn off Wi-Fi and use your mobile data connection.

Enable bank notifications and monitor your account

Regularly check your bank account for suspicious transactions. Many banks allow you to set up alerts, such as:

— When a large purchase is made.
— When a purchase is made outside the country.